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Nelson Aldrich is an insurance broker with WISG Insurance, headquartered in Turlock. He can be reached at [email protected]

Employees: an asset and a liability

Employees: an asset and a liability

As a business owner you strive to attract, develop and keep your employees. Whether your workforce is big or small, skilled or unskilled, customer-facing or back of the house, your…

Businesses could be responsible for violations of outsourced work

Businesses could be responsible for violations of outsourced work

A new ruling by the California Division of Labor Standards has given expanded reach to a 2015 amendment to the Labor Code. This expansion now has serious implications for the…

Commercial auto insurance: a loser for buyers and sellers

Commercial auto insurance: a loser for buyers and sellers

Have you noticed a spike in the rates your company pays for commercial auto insurance? You are certainly not alone. California business owners in particular are experiencing some of the…

Is your small business at risk for a cyber-related loss?

Is your small business at risk for a cyber-related loss?

By now we’ve all heard a story or two about the devastating impact of cyber-attacks on businesses. While the headlines tend to focus on attacks against large organizations (Target, Yahoo,…

Decoding cyber liability insurance

Decoding cyber liability insurance

As a risk manager, my job is to look into the future and tell my clients where I see potential for loss. Easier said than done, but at least I…

Three steps to making a safer workplace

Three steps to making a safer workplace

Mitigating the frequency and severity of workplace injuries is tough. Let’s face it, you could invest every spare dollar you have back into your safety program, but at the end…

First aid expenses’ effect on workers’ comp

First aid expenses’ effect on workers’ comp

If you are a business owner and required to purchase workers’ comp insurance, then you might know a thing or two about experience modifications. If not, it’s important to know…

Workers comp landscape changes in 2017

Workers comp landscape changes in 2017

If you missed the quiet passage of legislation changing California’s workers comp law last summer, you were not the only one. The fallout from the Aug. 26 signing of Assembly…